Wise men say, health is wealth. And it is very true. Your health insurance is of utmost importance in your life. We assume you know about the general health insurance and the life insurance plans. These are age old insurance schemes and almost everybody knows about them. But there are some latest developments in the sector of health and medical insurances which not many people know of. These are the visitor’s health insurance and the short term health insurance respectively. They cater to some very important needs regarding our health. We shall see in detail what these insurances actually mean.

Visitors health insurance is an insurance policy that is applicable to persons traveling outside in countries like USA, Canada and many European nations. These policies take care of one’s health and other medical expenses whenever an emergency situation arises. If you are in a foreign country and you suddenly fall sick, the visitor’s health insurance will take care of your medical needs. It will cover for hospital expenses, surgeries, treatments, medicines and other amenities.

On the other hand, a short term health insurance is availed by people who are waiting for another long term policy to become effective and want protection in the interim waiting period. These policies also cover for medical costs if something happens to your health. To avail these policies, the insured must be below 64 years of age. The insured should also not have any existing serious medical condition. If all these criteria are satisfied then the person will be granted a short term health insurance.